Confirm the current route

Record the consulate, application place and intended submission date.

  • Current official NLV checklist saved
  • Every applicant and dependant identified
  • Required policy period and start date confirmed

Verify the insurer and policy

Check the legal insurer rather than a trading name.

  • Insurer authorised to operate in Spain
  • Cover matches the risks stated by the consulate
  • Co-payment and waiting-period wording checked
  • Full policy and personalised terms obtained

Check the certificate

Compare the final certificate against identity documents and the official checklist.

  • Full names and identity details match
  • Dates cover the required period
  • Every family member is named or clearly included
  • Payment evidence retained where requested

Keep the complete pack

Save the certificate with the contract, provider directory and underwriting decision.

  • Certificate
  • Policy wording and personal schedule
  • Health declaration and written decision
  • Receipt or payment confirmation
  • Copy of the official checklist used
Official sources used for this pageLondon consulate: Non-Lucrative Visa Real Decreto 1155/2024, Article 61

What to do next

Use the exact immigration route and confirm the current checklist before paying for cover.