Dental, Optical and Mental Health Cover in Spain

These benefits often have separate limits even inside a broad private health policy.

Before you begin

Before comparing a policy, establish whether you already have a public healthcare route. Start with public entitlement →

Short answer

Dental, optical, psychology and psychiatric benefits should be checked individually. A policy described as comprehensive can still restrict providers, sessions, treatments or reimbursement for each of them.

Written by Jon Grocott

Dental cover

Some policies include check-ups or discounted network prices rather than full payment for treatment. Ask for the dental schedule and provider list.

Optical benefits

Eye consultations may be covered while glasses and contact lenses are excluded or capped. Separate clinical care from retail products.

Psychology and psychiatry

Session limits, referral rules and authorisation can differ. Inpatient psychiatric treatment may have separate conditions.

Compare usable benefits

Check the local professionals, annual limits and patient contribution. A benefit has little value if the nearest suitable provider is outside the network.

Official sources used for this page

DGSFP: information for insurance consumers ↗

What to do next

If you are comparing cover, read the benefits and exclusions together, then compare the full contract rather than the product name.

What policies may cover →What policies may exclude →